Private Medical (Personal)

Extra peace of mind with Healthier Solutions

Why choose Healthier Solutions, private medical insurance by Aviva:

Award winning cover - At the Health Insurance Awards 2010, 2011, 2012 and 2013, Aviva were voted Health Insurance Company of the Year. They also won Best Individual PMI provider at the 2011 and 2013 awards.

Aviva’s cancer pledge - To find out more about Aviva’s unique cancer pledge visit pledge.

No claim discount - Aviva’s no claim discounts are applied per member, rather than per policy. Get up to 66% discount on your first year, plus the option to protect your no claim discount.

Free cover for second and subsequent children - Free cover for younger children when taking cover for yourself and your eldest child under 20.

A range of upgrade and downgrade options - You have the option to choose from a number of premium increasing upgrades or premium reducing downgrade options.

Specialist claims teams - Aviva’s specialist teams, such as Oncology, Psychiatric and Women’s Health, means when it comes to claiming, you’ll have the best possible care.

Healthier Solutions explained

Simply start with core cover and then choose the options you want to enhance or reduce cover. By choosing to enhance your cover your premiums will increase.

Ways to enhance your cover

  • Psychiatric treatment
  • Dental and optical
  • Other treatments and therapies including osteopathy, physiotherapy, chiropractic, acupuncture
  • Protected no claim discount
  • Choice of hospital lists

Ways to reduce your premiums

  • Six week option
  • Reduced out-patient cover £0, £500 or £1,000 limit
  • Choice of excesses: £100, £200, £500, £1,000, £3,000, £5,000
  • Choice of reduced hospital lists